{"id":14043,"date":"2025-06-27T13:24:00","date_gmt":"2025-06-27T06:24:00","guid":{"rendered":"https:\/\/luckydoor.vn\/fts-demo\/?post_type=article&p=14043"},"modified":"2025-11-27T13:28:48","modified_gmt":"2025-11-27T06:28:48","slug":"nghe-dinh-phi-bao-hiem-trong-ky-nguyen-ai","status":"publish","type":"article","link":"https:\/\/fts.com.vn\/en\/article\/nghe-dinh-phi-bao-hiem-trong-ky-nguyen-ai\/","title":{"rendered":"Ngh\u1ec1 \u0110\u1ecbnh ph\u00ed B\u1ea3o hi\u1ec3m trong k\u1ef7 nguy\u00ean AI"},"content":{"rendered":"\n

AI s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 \u201ctr\u1ee3 th\u1ee7\u201d ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh, gi\u00fap c\u00e1c chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m tr\u1edf th\u00e0nh nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c gia c\u1ea5p cao.<\/p>\n\n\n\n

Hi\u1ec7p h\u1ed9i Chuy\u00ean gia Th\u1ea9m \u0111\u1ecbnh r\u1ee7i ro Hoa K\u1ef3 (SOA) v\u1eeba t\u1ed5 ch\u1ee9c hai bu\u1ed5i t\u1ecda \u0111\u00e0m t\u1ea1i \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf TP.HCM (UEH) v\u00e0 \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n (NEU) t\u1ea1i H\u00e0 N\u1ed9i. H\u01a1n 300 sinh vi\u00ean \u0111\u00e3 tham d\u1ef1 c\u00e1c bu\u1ed5i t\u1ecda \u0111\u00e0m v\u00e0 giao l\u01b0u v\u1edbi b\u1ed1n nh\u00e0 l\u00e3nh \u0111\u1ea1o trong ng\u00e0nh: \u00f4ng Huy Tr\u1ea7n, FSA (Chuy\u00ean gia \u0110\u1ecbnh ph\u00ed B\u1ea3o hi\u1ec3m, FWD Vi\u1ec7t Nam), \u00f4ng Nam L\u00ea, (Gi\u00e1m \u0111\u1ed1c T\u00e0i ch\u00ednh, AIA Vi\u1ec7t Nam), \u00f4ng Ph\u01b0\u01a1ng B\u00e1 Chung, FSA (T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Techcom Life, Ch\u1ee7 t\u1ecbch TCA, Tr\u01b0\u1edfng ph\u00f2ng B\u1ea3o hi\u1ec3m \u2013 Trung t\u00e2m D\u1eef li\u1ec7u Qu\u1ed1c gia) v\u00e0 \u00f4ng V\u0169 Tu\u1ea5n Anh (Chuy\u00ean gia \u0110\u1ecbnh ph\u00ed B\u1ea3o hi\u1ec3m, MB Life).<\/p>\n\n\n\n

T\u1ea1i Vi\u1ec7t Nam hi\u1ec7n nay, s\u1ed1 l\u01b0\u1ee3ng chuy\u00ean gia b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c c\u1ea5p ch\u1ee9ng ch\u1ec9 c\u00f2n r\u1ea5t h\u1ea1n ch\u1ebf, \u00edt h\u01a1n nhi\u1ec1u so v\u1edbi nhu c\u1ea7u c\u1ea7n thi\u1ebft \u0111\u1ec3 duy tr\u00ec s\u1ef1 m\u1edf r\u1ed9ng trong th\u1eadp k\u1ef7 t\u1edbi c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc.<\/p>\n\n\n\n

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\u00d4ng Huy Tr\u1ea7n c\u00f3 gi\u1ea3i th\u00edch, \u201c\u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c nhu c\u1ea7u v\u1ec1 c\u00e1c chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m c\u00f3 tr\u00ecnh \u0111\u1ed9 s\u1ebd ng\u00e0y c\u00e0ng t\u0103ng, nh\u1eefng c\u00e1 nh\u00e2n c\u00f3 th\u1ec3 hi\u1ec3u \u0111\u01b0\u1ee3c r\u1ee7i ro, \u0111i\u1ec1u h\u01b0\u1edbng c\u00e1c quy \u0111\u1ecbnh v\u00e0 thi\u1ebft k\u1ebf c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1ebd l\u00e0 nh\u1eefng chuy\u00ean gia c\u00f3 gi\u00e1 tr\u1ecb nh\u1ea5t trong ng\u00e0nh.\u201d<\/p>\n\n\n\n

Vai tr\u00f2 c\u1ee7a chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m v\u01b0\u1ee3t xa vi\u1ec7c \u0111\u1ecbnh gi\u00e1 truy\u1ec1n th\u1ed1ng, v\u1edbi v\u1ecb th\u1ebf \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh v\u1ec1 c\u00e1c v\u1ea5n \u0111\u1ec1 quan tr\u1ecdng, t\u1eeb vi\u1ec7c ph\u00e1t tri\u1ec3n chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a c\u00f4ng ty \u0111\u1ebfn an to\u00e0n t\u00e0i ch\u00ednh v\u00e0 ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i c\u1ee7a m\u1ed9t qu\u1ed1c gia. Chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00e2n b\u1eb1ng gi\u1eefa nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng, ng\u00e0nh t\u00e0i ch\u00ednh v\u00e0 l\u1ee3i \u00edch d\u00e0i h\u1ea1n c\u1ee7a c\u00f4ng ty. \u0110i\u1ec1u n\u00e0y bao g\u1ed3m vi\u1ec7c \u0111\u1ecbnh gi\u00e1 ph\u1ee9c t\u1ea1p \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 an to\u00e0n, gi\u00e1 tr\u1ecb cao, \u0111\u1ea3m b\u1ea3o duy tr\u00ec kh\u1ea3 n\u0103ng chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n

\u00d4ng Nam L\u00ea nh\u1ea5n m\u1ea1nh quan \u0111i\u1ec3m n\u00e0y: \u201c\u0110\u1ed1i v\u1edbi chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m, r\u1ee7i ro ch\u00ednh l\u00e0 c\u01a1 h\u1ed9i. Nhi\u1ec7m v\u1ee5 c\u1ee7a ch\u00fang t\u00f4i l\u00e0 bi\u1ebfn s\u1ef1 b\u1ea5t \u0111\u1ecbnh th\u00e0nh nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng, duy tr\u00ec ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p v\u00e0 x\u00e2y d\u1ef1ng ni\u1ec1m tin n\u01a1i c\u00f4ng ch\u00fang.\u201d<\/p>\n\n\n\n

Tr\u00e1ch nhi\u1ec7m \u0111a t\u1ea7ng n\u00e0y \u0111\u00f2i h\u1ecfi c\u00e1c nh\u00e0 to\u00e1n h\u1ecdc b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00e2n b\u1eb1ng t\u00e0i ch\u00ednh, nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 t\u00e1c \u0111\u1ed9ng x\u00e3 h\u1ed9i, khi\u1ebfn \u0111\u00e2y tr\u1edf th\u00e0nh m\u1ed9t trong s\u1ed1 \u00edt ngh\u1ec1 nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng \u1edf giao \u0111i\u1ec3m c\u1ee7a to\u00e1n h\u1ecdc, kinh t\u1ebf v\u00e0 ph\u00fac l\u1ee3i con ng\u01b0\u1eddi.<\/p>\n\n\n\n

Theo \u00f4ng V\u0169 Tu\u1ea5n Anh, tr\u00e1ch nhi\u1ec7m c\u1ed1t l\u00f5i c\u1ee7a chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m \u1edf h\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty l\u00e0 ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m (thi\u1ebft k\u1ebf c\u00e1c t\u00ednh n\u0103ng b\u1ea3o v\u1ec7 v\u00e0 ti\u1ebft ki\u1ec7m), \u0111\u1ecbnh gi\u00e1 (t\u00ednh to\u00e1n gi\u00e1 th\u1ecb tr\u01b0\u1eddng ch\u00ednh x\u00e1c b\u1eb1ng ki\u1ebfn th\u1ee9c to\u00e1n h\u1ecdc) v\u00e0 ph\u00e2n t\u00edch (t\u00ednh to\u00e1n d\u1ef1 ph\u00f2ng, li\u00ean quan \u0111\u1ebfn d\u00f2ng ti\u1ec1n v\u00e0 l\u00e3i\/l\u1ed7 sau c\u00f9ng). Ngo\u00e0i ra, c\u00e1c vai tr\u00f2 hi\u1ec7n \u0111\u1ea1i trong c\u00e1c l\u0129nh v\u1ef1c nh\u01b0 t\u00e1i b\u1ea3o hi\u1ec3m, qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n-n\u1ee3 ph\u1ea3i tr\u1ea3 v\u00e0 khoa h\u1ecdc d\u1eef li\u1ec7u\/x\u00e2y d\u1ef1ng c\u00f4ng c\u1ee5 CNTT \u0111ang n\u1ed5i l\u00ean.<\/p>\n\n\n\n

Khi \u0111\u01b0\u1ee3c h\u1ecfi v\u1ec1 s\u1ef1 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd c\u1ee7a AI, t\u1ea5t c\u1ea3 c\u00e1c di\u1ec5n gi\u1ea3 \u0111\u1ec1u \u0111\u1ed3ng \u00fd r\u1eb1ng s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a c\u00f4ng ngh\u1ec7 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed1i \u0111e d\u1ecda \u0111\u1ed1i v\u1edbi c\u00e1c chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m, m\u00e0 l\u00e0 m\u1ed9t c\u01a1 h\u1ed9i, khuy\u1ebfn kh\u00edch sinh vi\u00ean n\u1eafm v\u1eefng c\u00e1c k\u1ef9 n\u0103ng logic, d\u1eef li\u1ec7u v\u00e0 giao ti\u1ebfp. H\u1ed9i th\u1ea3o kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng AI s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 m\u1ed9t \u201ctr\u1ee3 th\u1ee7\u201d \u0111\u1eafc l\u1ef1c, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh, gi\u00fap c\u00e1c chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m tr\u1edf th\u00e0nh nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c gia c\u1ea5p cao.<\/p>\n\n\n\n

Theo \u00f4ng Ph\u01b0\u01a1ng B\u00e1 Chung, \u201cC\u00e1c chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m, v\u1edbi n\u1ec1n t\u1ea3ng to\u00e1n h\u1ecdc v\u00e0 logic v\u1eefng ch\u1eafc, c\u00f3 v\u1ecb th\u1ebf \u0111\u1ed9c nh\u1ea5t \u0111\u1ec3 th\u1ef1c s\u1ef1 hi\u1ec3u v\u00e0 ki\u1ec3m so\u00e1t nh\u1eefng g\u00ec AI t\u1ea1o ra. AI c\u00f3 th\u1ec3 t\u00ednh to\u00e1n, nh\u01b0ng kh\u00f4ng th\u1ec3 l\u1eadp lu\u1eadn hay thi\u1ebft k\u1ebf cho x\u00e3 h\u1ed9i. \u0110\u00f3 l\u00e0 l\u00fac c\u00e1c chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0o cu\u1ed9c.\u201d<\/p>\n\n\n\n

V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7, c\u00e1c c\u00f4ng vi\u1ec7c th\u1ee7 c\u00f4ng v\u00e0 l\u1eb7p l\u1ea1i gi\u1edd \u0111\u00e2y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c tinh gi\u1ea3n v\u1edbi s\u1ef1 tr\u1ee3 gi\u00fap c\u1ee7a AI. V\u00ed d\u1ee5, \u00f4ng Tu\u1ea5n Anh l\u01b0u \u00fd r\u1eb1ng ph\u1ea7n m\u1ec1m chuy\u00ean d\u1ee5ng gi\u00fap c\u00e1c chuy\u00ean vi\u00ean \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m m\u00f4 ph\u1ecfng d\u00f2ng ti\u1ec1n cho h\u00e0ng tri\u1ec7u kh\u00e1ch h\u00e0ng, m\u1ed9t nhi\u1ec7m v\u1ee5 b\u1ea5t kh\u1ea3 thi n\u1ebfu ch\u1ec9 s\u1eed d\u1ee5ng b\u1ea3ng t\u00ednh, cho ph\u00e9p h\u1ecd d\u1ef1 \u0111o\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 quy\u1ec1n l\u1ee3i trong t\u01b0\u01a1ng lai. AI c\u0169ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng tr\u1ef1c ti\u1ebfp cho c\u00e1c nhi\u1ec7m v\u1ee5 nh\u01b0 ph\u00e1t hi\u1ec7n gian l\u1eadn trong y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, mang l\u1ea1i gi\u00e1 tr\u1ecb t\u1ee9c th\u1eddi cho c\u00f4ng ty b\u1eb1ng c\u00e1ch x\u00e1c \u0111\u1ecbnh r\u1ee7i ro.<\/p>\n\n\n\n

\u00d4ng Tu\u1ea5n Anh khuy\u1ebfn ngh\u1ecb vi\u1ec7c n\u1eafm v\u1eefng ki\u1ebfn th\u1ee9c c\u01a1 b\u1ea3n c\u1ee7a nhi\u1ec1u ng\u00f4n ng\u1eef l\u1eadp tr\u00ecnh kh\u00e1c nhau. Tuy nhi\u00ean, \u00f4ng c\u0169ng nh\u1ea5n m\u1ea1nh r\u1eb1ng Excel v\u1eabn l\u00e0 n\u1ec1n t\u1ea3ng, v\u00ec n\u00f3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u201cki\u1ec3m tra v\u00e0 x\u00e1c \u0111\u1ecbnh t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a c\u00e1c con s\u1ed1\u201d tr\u01b0\u1edbc khi chuy\u1ec3n sang c\u00e1c ng\u00f4n ng\u1eef l\u1eadp tr\u00ecnh m\u1ea1nh m\u1ebd nh\u01b0 Python ho\u1eb7c SQL.<\/p>\n","protected":false},"excerpt":{"rendered":"

AI s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 \u201ctr\u1ee3 th\u1ee7\u201d ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh, gi\u00fap c\u00e1c chuy\u00ean gia \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m tr\u1edf th\u00e0nh nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c gia c\u1ea5p cao. Hi\u1ec7p h\u1ed9i Chuy\u00ean gia Th\u1ea9m \u0111\u1ecbnh r\u1ee7i ro Hoa K\u1ef3 (SOA) v\u1eeba t\u1ed5 ch\u1ee9c hai bu\u1ed5i t\u1ecda \u0111\u00e0m t\u1ea1i \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf […]<\/p>\n","protected":false},"featured_media":14045,"template":"","article_category":[14],"class_list":["post-14043","article","type-article","status-publish","has-post-thumbnail","hentry","article_category-bao-hiem-phi-nhan-tho"],"_links":{"self":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article\/14043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/types\/article"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/media\/14045"}],"wp:attachment":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/media?parent=14043"}],"wp:term":[{"taxonomy":"article_category","embeddable":true,"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article_category?post=14043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}