{"id":14054,"date":"2025-11-05T13:37:39","date_gmt":"2025-11-05T06:37:39","guid":{"rendered":"https:\/\/luckydoor.vn\/fts-demo\/?post_type=article&p=14054"},"modified":"2025-11-27T13:44:48","modified_gmt":"2025-11-27T06:44:48","slug":"dong-luc-moi-dinh-hinh-tuong-lai-nganh-bao-hiem","status":"publish","type":"article","link":"https:\/\/fts.com.vn\/en\/article\/dong-luc-moi-dinh-hinh-tuong-lai-nganh-bao-hiem\/","title":{"rendered":"\u0110\u1ed9ng l\u1ef1c m\u1edbi \u0111\u1ecbnh h\u00ecnh t\u01b0\u01a1ng lai ng\u00e0nh b\u1ea3o hi\u1ec3m"},"content":{"rendered":"\n

(\u0110TCK)\u00a0V\u1edbi t\u1ed1c \u0111\u1ed9 s\u1ed1 h\u00f3a nhanh, Vi\u1ec7t Nam \u0111\u1ee9ng tr\u01b0\u1edbc ng\u00e3 r\u1ebd quan tr\u1ecdng: ho\u1eb7c t\u1eadn d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 t\u1ea1o b\u1ee9t ph\u00e1, ho\u1eb7c b\u1ecb t\u1ee5t l\u1ea1i trong cu\u1ed9c \u0111ua InsurTech \u0111ang t\u0103ng t\u1ed1c trong khu v\u1ef1c.
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Chia s\u1ebb t\u1ea1i phi\u00ean tr\u00ecnh b\u00e0y v\u1ec1 gi\u00e1 tr\u1ecb v\u00e0 t\u00e1c \u0111\u1ed9ng kinh t\u1ebf \u2013 x\u00e3 h\u1ed9i c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m t\u1ea1i 6 qu\u1ed1c gia ASEAN, trong \u0111\u00f3 c\u00f3 Vi\u1ec7t Nam m\u1edbi \u0111\u00e2y, \u00f4ng Steven Chan, Gi\u00e1m \u0111\u1ed1c Quan h\u1ec7 ch\u00ednh ph\u1ee7 v\u00e0 ch\u00ednh s\u00e1ch T\u1eadp \u0111o\u00e0n Prudential cho bi\u1ebft, c\u00f3 r\u1ea5t nhi\u1ec1u \u0111\u1ed5i m\u1edbi \u0111ang di\u1ec5n ra trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m. Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI) l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 \u0111ang l\u00e0m thay \u0111\u1ed5i to\u00e0n b\u1ed9 ng\u00e0nh b\u1ea3o hi\u1ec3m, b\u00ean c\u1ea1nh \u0111\u00f3 l\u00e0 s\u1ef1 tr\u1ed7i d\u1eady c\u1ee7a c\u00e1c c\u00f4ng ty InsurTech \u2013 nh\u1eefng doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m \u0111ang h\u1ee3p t\u00e1c, th\u1eadm ch\u00ed t\u00e1i \u0111\u1ecbnh ngh\u0129a c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m truy\u1ec1n th\u1ed1ng.<\/p>\n\n\n\n

Prudential \u0111\u00e3 x\u00e1c \u0111\u1ecbnh r\u00f5 \u0111i\u1ec1u \u0111\u00f3 trong chi\u1ebfn l\u01b0\u1ee3c to\u00e0n c\u1ea7u v\u00e0 \u0111ang \u00e1p d\u1ee5ng AI xuy\u00ean su\u1ed1t h\u00e0nh tr\u00ecnh b\u1ea3o hi\u1ec3m \u2013 t\u1eeb kh\u00e2u x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh \u0111\u1ecbnh ph\u00ed, ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng, \u0111\u1ebfn x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng v\u00e0 ph\u00f2ng ch\u1ed1ng gian l\u1eadn<\/p>\n\n\n\n

\u201cCh\u00fang t\u00f4i \u0111\u00e3 th\u00e0nh l\u1eadp AI Lab t\u1ea1i Singapore, n\u01a1i \u0111ang tri\u1ec3n khai kho\u1ea3ng 180 tr\u01b0\u1eddng h\u1ee3p \u1ee9ng d\u1ee5ng AI trong m\u1ecdi kh\u00e2u, t\u1eeb \u0111\u1ecbnh ph\u00ed, b\u00e1n h\u00e0ng, qu\u1ea3n l\u00fd h\u1ee3p \u0111\u1ed3ng, \u0111\u1ebfn b\u1ed3i th\u01b0\u1eddng v\u00e0 ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m m\u1edbi. Nh\u1eefng k\u1ebft qu\u1ea3 ban \u0111\u1ea7u cho th\u1ea5y AI gi\u00fap ch\u00fang t\u00f4i t\u1ea1o ra c\u00e1c s\u1ea3n ph\u1ea9m s\u00e1ng t\u1ea1o h\u01a1n, ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi nhu c\u1ea7u t\u1eebng nh\u00f3m kh\u00e1ch h\u00e0ng. T\u00f4i tin r\u1eb1ng, nh\u1eefng m\u00f4 h\u00ecnh \u0111\u1ed5i m\u1edbi nh\u01b0 v\u1eady ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c mang \u0111\u1ebfn Vi\u1ec7t Nam \u2013 m\u1ed9t th\u1ecb tr\u01b0\u1eddng \u0111ang r\u1ea5t s\u1eb5n s\u00e0ng cho s\u1ef1 chuy\u1ec3n \u0111\u1ed5i n\u00e0y\u201d, \u00f4ng Steven Chan cho bi\u1ebft.<\/p>\n\n\n\n

Theo c\u00e1c chuy\u00ean gia trong ng\u00e0nh b\u1ea3o hi\u1ec3m, ng\u00e0nh b\u1ea3o hi\u1ec3m mu\u1ed1n ti\u1ebfn xa h\u01a1n th\u00ec c\u1ea7n s\u1ef1 h\u1ee3p t\u00e1c ch\u1eb7t ch\u1ebd v\u1edbi Ch\u00ednh ph\u1ee7, \u0111\u1eb7c bi\u1ec7t trong vi\u1ec7c ho\u00e0n thi\u1ec7n khung ph\u00e1p l\u00fd v\u1ec1 c\u00f4ng ngh\u1ec7 v\u00e0 d\u1eef li\u1ec7u.<\/p>\n\n\n\n

 Singapore l\u00e0 v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh. Qu\u1ed1c gia n\u00e0y \u0111\u00e3 x\u00e2y d\u1ef1ng khung qu\u1ea3n tr\u1ecb AI c\u1ee7a Ch\u00ednh ph\u1ee7 \u2013 m\u1ed9t b\u1ed9 ti\u00eau chu\u1ea9n h\u01b0\u1edbng d\u1eabn c\u00e1c doanh nghi\u1ec7p tu\u00e2n th\u1ee7 nguy\u00ean t\u1eafc minh b\u1ea1ch, b\u1ea3o m\u1eadt v\u00e0 \u0111\u1ea1o \u0111\u1ee9c trong \u1ee9ng d\u1ee5ng AI. Nh\u1edd \u0111\u00f3, c\u00e1c c\u00f4ng ty \u0111\u00e1p \u1ee9ng chu\u1ea9n m\u1ef1c n\u00e0y c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng h\u1ee3p t\u00e1c v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00e1c, \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p nhanh h\u01a1n v\u00e0 r\u00fat ng\u1eafn \u0111\u00e1ng k\u1ec3 quy tr\u00ecnh ph\u00ea duy\u1ec7t s\u1ea3n ph\u1ea9m. N\u1ebfu Vi\u1ec7t Nam c\u00f3 th\u1ec3 x\u00e2y d\u1ef1ng m\u1ed9t khung ph\u00e1p l\u00fd t\u01b0\u01a1ng t\u1ef1 \u2013 linh ho\u1ea1t nh\u01b0ng r\u00f5 r\u00e0ng \u2013 th\u00ec ch\u1eafc ch\u1eafn s\u1ebd t\u1ea1o ra m\u1ed9t m\u00f4i tr\u01b0\u1eddng thu\u1eadn l\u1ee3i \u0111\u1ec3 th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi, s\u00e1ng t\u1ea1o trong b\u1ea3o hi\u1ec3m, \u0111\u1ed3ng th\u1eddi v\u1eabn \u0111\u1ea3m b\u1ea3o t\u00ednh an to\u00e0n v\u00e0 ni\u1ec1m tin cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n\n\n\n

Th\u1ef1c t\u1ebf, t\u1ea1i Vi\u1ec7t Nam, vi\u1ec7c \u1ee9ng d\u1ee5ng AI trong qu\u1ea3n l\u00fd v\u1eadn h\u00e0nh \u0111ang \u0111\u01b0\u1ee3c tri\u1ec3n khai r\u1ea7m r\u1ed9. Igloo \u2013 c\u00f4ng ty c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m c\u0169ng v\u1eeba c\u00f4ng b\u1ed1 chi\u1ebfn l\u01b0\u1ee3c tr\u1edf th\u00e0nh doanh nghi\u1ec7p AI-native v\u00e0o n\u0103m 2026, kh\u1eb3ng \u0111\u1ecbnh AI s\u1ebd l\u00e0 trung t\u00e2m c\u1ee7a m\u1ecdi ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam\u2026<\/p>\n\n\n\n

Tuy nhi\u00ean, nh\u1eefng doanh nghi\u1ec7p c\u00f3 th\u1ec3 th\u1ea5y r\u00f5 hi\u1ec7u qu\u1ea3 c\u1ee7a vi\u1ec7c \u1ee9ng d\u1ee5ng AI v\u00e0o ho\u1ea1t \u0111\u1ed9ng kinh doanh nh\u01b0 Igloo kh\u00f4ng nhi\u1ec1u. \u0110\u00e2y ch\u1ee7 y\u1ebfu l\u00e0 c\u00e1c doanh nghi\u1ec7p c\u00f3 quy m\u00f4 v\u00e0 m\u1ea1ng l\u01b0\u1edbi nh\u1ecf ho\u1eb7c doanh nghi\u1ec7p insurtech \u2013 nh\u1eefng doanh nghi\u1ec7p \u0111\u00f3ng g\u00f3p kh\u00f4ng nhi\u1ec1u doanh thu v\u00e0o th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ecb ph\u1ea7n l\u1edbn d\u00f9 \u0111\u00e3 t\u0103ng t\u1ed1c \u1ee9ng d\u1ee5ng AI nh\u01b0ng ch\u01b0a cho th\u1ea5y hi\u1ec7u qu\u1ea3 trong \u201cm\u1ed9t s\u1edbm m\u1ed9t chi\u1ec1u\u201d. R\u00e0o c\u1ea3n l\u1edbn nh\u1ea5t v\u00e0 mu\u00f4n th\u1ee7a l\u00e0 ngu\u1ed3n d\u1eef li\u1ec7u kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 v\u00e0 ch\u00ednh x\u00e1c.<\/p>\n\n\n\n

 Kh\u00f4ng gi\u1ed1ng nh\u01b0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd (th\u00f4ng tin kh\u00e1ch h\u00e0ng \u0111a ph\u1ea7n \u0111\u1ea7y \u0111\u1ee7 v\u00e0 ch\u00ednh x\u00e1c), b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd ch\u1ec9 c\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng tin \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a kh\u00e1ch h\u00e0ng khi c\u00f3 t\u1ed5n th\u1ea5t. \u0110i\u1ec1u n\u00e0y khi\u1ebfn cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u1ee9ng d\u1ee5ng AI ch\u01b0a th\u1eadt s\u1ef1 ch\u1ea1m \u0111\u1ebfn \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng. Hi\u1ec7n vi\u1ec7c c\u1ea3i ti\u1ebfn c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd m\u1edbi ch\u1ec9 d\u1eebng l\u1ea1i \u1edf m\u1ee9c \u0111\u1ed9 \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 t\u1ed1i \u01b0u quy tr\u00ecnh b\u00e1n h\u00e0ng v\u00e0 b\u1ed3i th\u01b0\u1eddng, ch\u1ee9 ch\u01b0a c\u00e1 nh\u00e2n h\u00f3a theo t\u1eebng h\u00e0nh vi c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

Vi\u1ec7c AI \u0111\u1ecbnh h\u00ecnh l\u1ea1i chi\u1ebfn l\u01b0\u1ee3c s\u1ea3n ph\u1ea9m v\u00e0 c\u00e1ch doanh nghi\u1ec7p ti\u1ebfp c\u1eadn ng\u01b0\u1eddi d\u00f9ng \u0111ang l\u00e0 xu h\u01b0\u1edbng. V\u1edbi kh\u1ea3 n\u0103ng ph\u00e2n t\u00edch h\u00e0nh vi, nh\u00e2n kh\u1ea9u h\u1ecdc v\u00e0 l\u1ecbch s\u1eed t\u01b0\u01a1ng t\u00e1c, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 thi\u1ebft k\u1ebf nh\u1eefng g\u00f3i \u201csi\u00eau c\u00e1 nh\u00e2n h\u00f3a\u201d, ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng nh\u00f3m kh\u00e1ch h\u00e0ng. Xu h\u01b0\u1edbng \u201cb\u1ea3o hi\u1ec3m theo h\u00e0nh vi\u201d, nh\u01b0 theo d\u00f5i s\u1ee9c kh\u1ecfe qua thi\u1ebft b\u1ecb \u0111eo tay ho\u1eb7c h\u00e0nh vi l\u00e1i xe qua c\u1ea3m bi\u1ebfn, \u0111ang gi\u00fap \u0111\u1ecbnh ph\u00ed linh ho\u1ea1t v\u00e0 khuy\u1ebfn kh\u00edch l\u1ed1i s\u1ed1ng an to\u00e0n. V\u1ec1 ph\u00eda ng\u01b0\u1eddi ti\u00eau d\u00f9ng, AI gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a tr\u1ea3i nghi\u1ec7m b\u1ea3o hi\u1ec3m, t\u1eeb kh\u00e2u \u0111\u0103ng k\u00fd, thanh to\u00e1n \u0111\u1ebfn b\u1ed3i th\u01b0\u1eddng\u2026<\/p>\n\n\n\n

\u0110\u1ed1i v\u1edbi Vi\u1ec7t Nam, s\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa AI \u2013 d\u1eef li\u1ec7u m\u1edf \u2013 ch\u00ednh s\u00e1ch linh ho\u1ea1t s\u1ebd quy\u1ebft \u0111\u1ecbnh t\u1ed1c \u0111\u1ed9 chuy\u1ec3n \u0111\u1ed5i. N\u1ebfu t\u1eadn d\u1ee5ng t\u1ed1t c\u01a1 h\u1ed9i, ng\u00e0nh b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 t\u0103ng n\u0103ng su\u1ea5t v\u00e0 m\u1edf r\u1ed9ng bao ph\u1ee7, m\u00e0 c\u00f2n n\u00e2ng cao vai tr\u00f2 trong \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 an sinh x\u00e3 h\u1ed9i. Ngo\u00e0i ra, khi c\u01a1 s\u1edf d\u1eef li\u1ec7u to\u00e0n d\u00e2n \u0111ang \u0111\u01b0\u1ee3c tri\u1ec3n khai \u0111\u1ed3ng b\u1ed9 tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c l\u0129nh v\u1ef1c th\u00ec \u201ch\u00f2n \u0111\u00e1 t\u1ea3ng thi\u1ebfu d\u1eef li\u1ec7u\u201d s\u1ebd \u0111\u01b0\u1ee3c \u201cx\u00f3a b\u1ecf\u201d \u0111\u1ec3 t\u1ea1o s\u1ee9c b\u1eadt v\u1ec1 AI cho th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd Vi\u1ec7t Nam.<\/p>\n\n\n\n

Ngu\u1ed3n: https:\/\/www.tinnhanhchungkhoan.vn\/dong-luc-moi-dinh-hinh-tuong-lai-nganh-bao-hiem-post380555.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

(\u0110TCK)\u00a0V\u1edbi t\u1ed1c \u0111\u1ed9 s\u1ed1 h\u00f3a nhanh, Vi\u1ec7t Nam \u0111\u1ee9ng tr\u01b0\u1edbc ng\u00e3 r\u1ebd quan tr\u1ecdng: ho\u1eb7c t\u1eadn d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 t\u1ea1o b\u1ee9t ph\u00e1, ho\u1eb7c b\u1ecb t\u1ee5t l\u1ea1i trong cu\u1ed9c \u0111ua InsurTech \u0111ang t\u0103ng t\u1ed1c trong khu v\u1ef1c. Chia s\u1ebb t\u1ea1i phi\u00ean tr\u00ecnh b\u00e0y v\u1ec1 gi\u00e1 tr\u1ecb v\u00e0 t\u00e1c \u0111\u1ed9ng kinh t\u1ebf \u2013 x\u00e3 h\u1ed9i c\u1ee7a […]<\/p>\n","protected":false},"featured_media":14056,"template":"","article_category":[14],"class_list":["post-14054","article","type-article","status-publish","has-post-thumbnail","hentry","article_category-bao-hiem-phi-nhan-tho"],"_links":{"self":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article\/14054","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/types\/article"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/media\/14056"}],"wp:attachment":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/media?parent=14054"}],"wp:term":[{"taxonomy":"article_category","embeddable":true,"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article_category?post=14054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}