{"id":9169,"date":"2024-05-21T17:03:27","date_gmt":"2024-05-21T10:03:27","guid":{"rendered":"https:\/\/fts.com.vn\/?p=9169"},"modified":"2024-05-21T17:03:27","modified_gmt":"2024-05-21T10:03:27","slug":"quy-trinh-quan-ly-cong-no-giam-thieu-rui-ro-tai-chinh","status":"publish","type":"article","link":"https:\/\/fts.com.vn\/en\/article\/quy-trinh-quan-ly-cong-no-giam-thieu-rui-ro-tai-chinh\/","title":{"rendered":"QUY TR\u00ccNH QU\u1ea2N L\u00dd C\u00d4NG N\u1ee2, GI\u1ea2M THI\u1ec2U R\u1ee6I RO T\u00c0I CH\u00cdNH"},"content":{"rendered":"

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L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 \u0111\u01b0\u1ee3c t\u1ed1i \u01b0u l\u00e0 c\u00e2u h\u1ecfi \u0111\u01b0\u1ee3c c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb v\u00e0 k\u1ebf to\u00e1n \u0111\u1eb7c bi\u1ec7t quan t\u00e2m. Vi\u1ec7c b\u00e1n h\u00e0ng cho kh\u00e1ch h\u00e0ng n\u1ee3 ti\u1ec1n c\u00f3 th\u1ec3 ti\u1ec1m \u1ea9n c\u00e1c r\u1ee7i ro d\u1eabn \u0111\u1ebfn c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u v\u00e0 vi\u1ec7c thu h\u1ed3i g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n. Tuy nhi\u00ean \u0111\u00e2y l\u00e0 c\u00e1ch ph\u1ed5 bi\u1ebfn, d\u1ec5 d\u00e0ng t\u0103ng doanh s\u1ed1 v\u00e0 l\u1ee3i nhu\u1eadn m\u1ed9t c\u00e1ch nhanh ch\u00f3ng trong qu\u00e1 tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a doanh nghi\u1ec7p.\u00a0<\/span><\/i><\/p>\n

Ngo\u00e0i c\u00e1c kho\u1ea3n c\u00f4ng n\u1ee3 ph\u1ea3i thu, ph\u1ea3i tr\u1ea3 ph\u1ed5 bi\u1ebfn, trong doanh nghi\u1ec7p c\u00f2n c\u00f3 c\u00e1c kho\u1ea3n c\u00f4ng n\u1ee3 kh\u00e1c c\u1ea7n quan t\u00e2m nh\u01b0 c\u00f4ng n\u1ee3 t\u1ea1m \u1ee9ng, c\u00f4ng n\u1ee3 n\u1ed9i b\u1ed9, c\u00f4ng n\u1ee3 thu\u1ebf, b\u1ea3o hi\u1ec3m, ng\u00e2n h\u00e0ng\u2026.H\u00e3y c\u00f9ng FTS ch\u1ec9 b\u1ea1n c\u00e1ch l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 \u0111\u01b0\u1ee3c t\u1ed1i \u01b0u v\u00e0 hi\u1ec7u qu\u1ea3 nh\u1ea5t nh\u00e9.\u00a0<\/span><\/i><\/p>\n

1.Qu\u1ea3n tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 l\u00e0 g\u00ec?<\/strong><\/h4>\n

Quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 (Debt management process) l\u00e0 c\u00e1c b\u01b0\u1edbc ghi nh\u1eadn theo d\u00f5i nh\u1eefng kho\u1ea3n ph\u00ed c\u1ea7n thu c\u1ee7a kh\u00e1ch h\u00e0ng khi c\u00f4ng ty b\u00e1n h\u00e0ng h\u00f3a hay d\u1ecbch v\u1ee5. Ho\u1eb7c nh\u1eefng kho\u1ea3n n\u1ee3 ph\u1ea3i thanh to\u00e1n cho nh\u00e0 cung c\u1ea5p ph\u00e1t sinh khi mua s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u1eeb m\u1ed9t doanh nghi\u1ec7p hay c\u00e1 nh\u00e2n kh\u00e1c \u0111\u1ec3 c\u00f4ng ty ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 h\u01a1n.\u00a0<\/span><\/p>\n

2. T\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i thu, ph\u1ea3i tr\u1ea3:<\/strong><\/h4>\n

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Qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i thu (\u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p l\u00e0 nh\u00e0 cung c\u1ea5p) kh\u00f4ng t\u1ed1t c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u (kh\u00f3 c\u00f3 kh\u1ea3 n\u0103ng thu h\u1ed3i), th\u1eadm ch\u00ed kh\u00f4ng thu h\u1ed3i \u0111\u01b0\u1ee3c n\u1ee3\u2026Khi \u0111\u00f3 doanh nghi\u1ec7p c\u00f3 th\u1ec3 ch\u1ecbu t\u1ed5n th\u1ea5t n\u1eb7ng n\u1ec1 v\u1ec1 vi\u1ec7c b\u00e1n h\u00e0ng kh\u00f4ng thu \u0111\u01b0\u1ee3c ti\u1ec1n d\u1eabn \u0111\u1ebfn bu\u1ed9c ph\u1ea3i x\u00f3a n\u1ee3. \u0110i\u1ec3n h\u00ecnh nh\u1ea5t l\u00e0 tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch \u0111\u1ec3 t\u0103ng doanh s\u1ed1 d\u1eabn t\u1edbi b\u00e1o c\u00e1o l\u00e3i nh\u01b0ng d\u00f2ng ti\u1ec1n \u00e2m, ti\u1ec1m t\u00e0ng r\u1ee7i ro t\u00e0i ch\u00ednh cao.\u00a0<\/span><\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i, tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p l\u00e0 b\u00ean mua h\u00e0ng, n\u1ebfu doanh nghi\u1ec7p kh\u00f4ng thanh to\u00e1n \u0111\u00fang h\u1ea1n c\u00f3 th\u1ec3 s\u1ebd l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn uy t\u00edn c\u1ee7a doanh nghi\u1ec7p \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p v\u00e0 kh\u1ea3 n\u0103ng b\u1ecb \u0111\u00e1nh gi\u00e1 th\u1ea5p \u0111\u1ed9 t\u00edn nhi\u1ec7m, d\u1eebng c\u1ea5p h\u00e0ng v\u00e0 c\u00e1c r\u1ee7i ro kh\u00e1c\u2026.<\/span><\/p>\n

3. Thi\u1ebft l\u1eadp quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i tr\u1ea3 hi\u1ec7u qu\u1ea3 100%.\u00a0<\/strong><\/h4>\n

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M\u1ed9t quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i tr\u1ea3 chung cho c\u00e1c doanh nghi\u1ec7p s\u1ebd bao g\u1ed3m 8 b\u01b0\u1edbc nh\u01b0 sau:<\/span><\/p>\n

B\u01b0\u1edbc 1: Ti\u1ebfp nh\u1eadn y\u00eau c\u1ea7u chi tr\u1ea3 c\u00f4ng n\u1ee3;<\/span><\/p>\n

B\u01b0\u1edbc 2: T\u1ed5ng h\u1ee3p ch\u1ee9ng t\u1eeb, h\u00f3a \u0111\u01a1n mua h\u00e0ng\u00a0<\/span><\/p>\n

B\u01b0\u1edbc 3: Ki\u1ec3m tra v\u00e0 \u0111\u1ed1i chi\u1ebfu h\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb;<\/span><\/p>\n

B\u01b0\u1edbc 4: H\u1ea1ch to\u00e1n, c\u1ea5n tr\u1eeb c\u00f4ng n\u1ee3.\u00a0<\/span><\/p>\n

B\u01b0\u1edbc 5: L\u00ean k\u1ebf ho\u1ea1ch chi tr\u1ea3 c\u00f4ng n\u1ee3;<\/span><\/p>\n

B\u01b0\u1edbc 6: T\u1ea1o h\u1ed3 s\u01a1, phi\u1ebfu chi gi\u1ea3i ng\u00e2n\u00a0<\/span><\/p>\n

B\u01b0\u1edbc 7: Thanh to\u00e1n c\u00f4ng n\u1ee3 cho \u0111\u01a1n v\u1ecb cung c\u1ea5p;<\/span><\/p>\n

B\u01b0\u1edbc 8: L\u01b0u tr\u1eef h\u1ed3 s\u01a1 thanh to\u00e1n c\u00f4ng n\u1ee3.\u00a0<\/span><\/p>\n

a. B\u01b0\u1edbc 1: Ti\u1ebfp nh\u1eadn y\u00eau c\u1ea7u thanh to\u00e1n c\u00f4ng n\u1ee3:<\/span><\/p>\n

K\u1ebf to\u00e1n ti\u1ebfp nh\u1eadn \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u thanh to\u00e1n t\u1eeb \u0111\u01a1n v\u1ecb cung c\u1ea5p, x\u00e1c minh c\u00e1c th\u00f4ng tin v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5, chi ph\u00ed, h\u1ea1n thanh to\u00e1n v\u00e0 t\u00e0i ch\u00ednh. C\u1ea7n \u0111\u1ea3m b\u1ea3o y\u00eau c\u1ea7u thanh to\u00e1n ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u00e3 th\u1ed1ng nh\u1ea5t trong tu\u1ea7n v\u00e0 \u0111\u01a1n \u0111\u1eb7t h\u00e0ng tu\u00e2n th\u1ee7 theo quy \u0111\u1ecbnh.\u00a0<\/span><\/p>\n

b. B\u01b0\u1edbc 2: T\u1ed5ng h\u1ee3p c\u00e1c h\u00f3a \u0111\u01a1n ch\u1ee9ng t\u1eeb mua h\u00e0ng trong quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3.\u00a0<\/span><\/p>\n

Khi \u0111\u00e3 n\u1eafm r\u00f5 \u0111\u01b0\u1ee3c c\u00e1c y\u00eau c\u1ea7u thanh to\u00e1n, k\u1ebf to\u00e1n s\u1ebd t\u1ed5ng h\u1ee3p to\u00e0n b\u1ed9 nh\u1eefng h\u00f3a \u0111\u01a1n v\u00e0 ch\u1ee9ng t\u1eeb mua h\u00e0ng t\u1eeb \u0111\u01a1n v\u1ecb cung c\u1ea5p bao g\u1ed3m: H\u00f3a \u0111\u01a1n, bi\u00ean nh\u1eadn giao h\u00e0ng, x\u00e1c nh\u1eadn thanh to\u00e1n,…\u0110\u1ed3ng th\u1eddi, ph\u00e2n lo\u1ea1i v\u00e0 s\u1eafp x\u1ebfp ch\u00fang theo ng\u00e0y, nh\u00e0 cung c\u1ea5p v\u00e0 c\u00e1c ti\u00eau ch\u00ed theo quy \u0111\u1ecbnh, gi\u00fap k\u00ea to\u00e1n x\u00e1c \u0111\u1ecbnh v\u00e0 qu\u1ea3n l\u00fd giao d\u1ecbch m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng v\u00e0 thu\u1eadn ti\u1ec7n.\u00a0<\/span><\/p>\n

c. B\u01b0\u1edbc 3: Ki\u1ec3m tra \u0111\u1ed1i chi\u1ebfu ch\u1ee9ng t\u1eeb, h\u00f3a \u0111\u01a1n trong quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3.<\/span><\/p>\n

C\u00e1c ch\u1ee9ng t\u1eeb, h\u00f3a \u0111\u01a1n khi \u0111\u01b0\u1ee3c t\u1ed5ng h\u1ee3p l\u1ea1i, k\u1ebf to\u00e1n ti\u1ebfn h\u00e0nh ki\u1ec3m tra tr\u1ea1ng th\u00e1i c\u00f4ng n\u1ee3 hi\u1ec7n t\u1ea1i c\u1ee7a \u0111\u01a1n v\u1ecb cung c\u1ea5p. \u0110\u1ea3m b\u1ea3o th\u00f4ng tin tr\u00ean h\u1ed3 s\u01a1 tr\u00f9ng kh\u1edbp v\u1edbi y\u00eau c\u1ea7u thanh to\u00e1n c\u1ee7a doanh nghi\u1ec7p. Tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p \u0111\u00e3 thanh to\u00e1n m\u1ed9t ph\u1ea7n ho\u1eb7c to\u00e0n b\u1ed9 chi ph\u00ed t\u1eeb tr\u01b0\u1edbc \u0111\u00f3 th\u00ec t\u00ednh to\u00e1n chi ph\u00ed c\u00f2n n\u1ee3.\u00a0<\/span><\/p>\n

d. B\u01b0\u1edbc 4: H\u1ea1ch to\u00e1n, c\u1ea5n tr\u1eeb c\u00f4ng n\u1ee3 theo quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3.<\/span><\/p>\n

Tr\u01b0\u1edbc khi ti\u1ebfn h\u00e0nh thanh to\u00e1n c\u00f4ng n\u1ee3, k\u1ebf to\u00e1n ph\u1ea3i x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c kho\u1ea3n ph\u00ed n\u00e0o trong s\u1ed1 c\u00e1c kho\u1ea3n n\u1ee3 n\u00e0y \u0111\u01b0\u1ee3c ph\u00e9p c\u1ea5n tr\u1eeb. B\u1edfi vi\u1ec7c n\u00e0y li\u00ean quan tr\u1ef1c ti\u1ebfp \u0111\u1ebfn c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a b\u1ea3n h\u1ee3p \u0111\u1ed3ng, s\u1ed1 ti\u1ec1n tr\u1eeb tr\u01b0\u1edbc ho\u1eb7c \u0111i\u1ec1u kho\u1ea3n kh\u00e1c m\u00e0 doanh nghi\u1ec7p \u0111\u00e3 th\u1ed1ng nh\u1ea5t v\u1edbi \u0111\u01a1n v\u1ecb cung c\u1ea5p, \u0111\u1ed1i t\u00e1c kinh doanh. Song song \u0111\u00f3, \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin tr\u00ean nh\u1eefng kho\u1ea3n c\u00f4ng n\u1ee3 v\u00e0 kho\u1ea3n thanh to\u00e1n v\u1edbi c\u00e1c ch\u1ee9ng t\u1eeb, \u0111\u01a1n \u0111\u1eb7t h\u00e0ng, h\u1ee3p \u0111\u1ed3ng, t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn sao cho ch\u00ednh x\u00e1c v\u1ec1 s\u1ed1 li\u1ec7u v\u00e0 n\u1ed9i dung \u0111i\u1ec1u kho\u1ea3n gi\u1ed1ng nh\u01b0 b\u1ea3n ch\u00ednh.\u00a0<\/span><\/p>\n

Ti\u1ebfp theo, k\u1ebf to\u00e1n x\u00e1c \u0111\u1ecbnh chi ph\u00ed c\u1ea7n c\u1ea5n tr\u1eeb cho t\u1eebng kho\u1ea3n c\u00f4ng n\u1ee3. Tr\u01b0\u1eddng h\u1ee3p c\u00f3 nhi\u1ec1u kho\u1ea3n n\u1ee3 v\u00e0 thanh to\u00e1n th\u00ec s\u1ebd x\u00e1c \u0111\u1ecbnh th\u1ee9 t\u1ef1 \u01b0u ti\u00ean c\u1ea5n tr\u1eeb c\u0103n c\u1ee9 v\u00e0o th\u1eddi h\u1ea1n thanh to\u00e1n, m\u1ee9c \u0111\u1ed9 \u01b0u ti\u00ean v\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 kh\u00e1c. Ngo\u00e0i ra, k\u1ebf to\u00e1n c\u1ea7n th\u00f4ng b\u00e1o cho \u0111\u01a1n v\u1ecb cung c\u1ea5p ho\u1eb7c \u0111\u1ed1i t\u00e1c v\u1ec1 vi\u1ec7c doanh nghi\u1ec7p s\u1ebd c\u1ea5n tr\u1eeb s\u1ed1 ti\u1ec1n c\u1ee5 th\u1ec3 t\u1eeb s\u1ed1 ti\u1ec1n doanh nghi\u1ec7p c\u1ea7n thanh to\u00e1n nh\u1eb1m tr\u00e1nh c\u00e1c hi\u1ec3u l\u1ea7m ph\u00e1t sinh kh\u00f4ng mong mu\u1ed1n.\u00a0<\/span><\/p>\n

Sau khi th\u01b0\u01a1ng l\u01b0\u1ee3ng v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb cung c\u1ea5p, \u0111\u1ed1i t\u00e1c kinh doanh th\u00e0nh c\u00f4ng, k\u1ebf to\u00e1n b\u1eaft \u0111\u1ea7u th\u1ef1c hi\u1ec7n c\u1ea5n tr\u1eeb theo quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i tr\u1ea3. Vi\u1ec7c n\u00e0y \u0111\u01b0\u1ee3c l\u00e0m b\u1eb1ng c\u00e1ch thay \u0111\u1ed5i kho\u1ea3n ti\u1ec1n thanh to\u00e1n ban \u0111\u1ea7u b\u1eb1ng c\u00e1ch tr\u1eeb \u0111i s\u1ed1 ti\u1ec1n c\u1ea7n c\u1ea5n tr\u1eeb. \u0110\u1ed3ng th\u1eddi ghi nh\u1eadn giao d\u1ecbch tr\u00ean ph\u1ea7n m\u1ec1m t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p \u0111\u1ec3 theo d\u00f5i v\u00e0 b\u00e1o c\u00e1o tr\u1ea1ng th\u00e1i t\u00e0i ch\u00ednh.\u00a0<\/span><\/p>\n

e. B\u01b0\u1edbc 5: L\u00ean k\u1ebf ho\u1ea1ch thanh to\u00e1n c\u00f4ng n\u1ee3 cho nh\u00e0 cung c\u1ea5p:<\/span><\/p>\n

C\u0103n c\u1ee9 v\u00e0o th\u1eddi h\u1ea1n thanh to\u00e1n, m\u1ee9c \u0111\u1ed9 \u01b0u ti\u00ean v\u00e0 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p, k\u1ebf to\u00e1n s\u1ebd l\u00ean k\u1ebf ho\u1ea1ch \u01b0u ti\u00ean thanh to\u00e1n cho c\u00e1c kho\u1ea3n c\u00f4ng n\u1ee3 quan tr\u1ecdng tr\u01b0\u1edbc trong quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3. V\u00ed d\u1ee5, \u01b0u ti\u00ean cho c\u00e1c kho\u1ea3n c\u00f4ng n\u1ee3 c\u00f3 h\u1ea1n thanh to\u00e1n g\u1ea7n ho\u1eb7c quan tr\u1ecdng cho ho\u1ea1t \u0111\u1ed9ng kinh doanh h\u00e0ng ng\u00e0y c\u1ee7a c\u00f4ng ty.\u00a0<\/span><\/p>\n

Ti\u1ebfp theo, k\u1ebf to\u00e1n t\u1ea1o m\u1ed9t b\u1ea3ng k\u1ebf ho\u1ea1ch thanh to\u00e1n v\u1ec1 c\u00e1c kho\u1ea3n c\u00f4ng n\u1ee3, h\u1ea1n thanh to\u00e1n, s\u1ed1 ti\u1ec1n c\u1ea7n thanh to\u00e1n v\u00e0 ngu\u1ed3n t\u00e0i ch\u00ednh d\u1ef1 ki\u1ebfn. Song song \u0111\u00f3, theo d\u00f5i qu\u00e1 tr\u00ecnh \u0111\u1ea3m b\u1ea3o kh\u00f4ng b\u1ecf s\u00f3t b\u1ea5t k\u1ef3 kho\u1ea3n n\u1ee3 quan tr\u1ecdng n\u00e0o. Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng th\u1ec3 thanh to\u00e1n \u0111\u00fang h\u1ea1n, nhanh ch\u00f3ng li\u00ean h\u1ec7 v\u1edbi \u0111\u01a1n v\u1ecb cung c\u1ea5p tr\u01b0\u1edbc \u0111\u1ec3 tr\u00ecnh b\u00e0y nguy\u00ean nh\u00e2n v\u00e0 th\u01b0\u01a1ng l\u01b0\u1ee3ng gia h\u1ea1n c\u00e1c \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n kh\u00e1c.\u00a0<\/span><\/p>\n

f. B\u01b0\u1edbc 6: T\u1ea1o phi\u1ebfu chi, h\u1ed3 s\u01a1 gi\u1ea3i ng\u00e2n trong qu\u00e1 tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3.\u00a0<\/span><\/p>\n

K\u1ebf to\u00e1n ti\u1ebfn h\u00e0nh t\u1ea1o phi\u1ebfu chi cho ghi ch\u00e9p \u0111\u1ea7y \u0111\u1ee7 c\u00e1c kho\u1ea3n chi ti\u00eau, bao g\u1ed3m nh\u1eefng th\u00f4ng tin sau:<\/span><\/p>\n

    \n
  • Ng\u00e0y t\u1ea1o phi\u1ebfu chi;\u00a0<\/span><\/li>\n
  • T\u00ean v\u00e0 \u0111\u1ecba ch\u1ec9 \u0111\u01a1n v\u1ecb cung c\u1ea5p\u00a0<\/span><\/li>\n
  • S\u1ed1 h\u00f3a \u0111\u01a1n, tham chi\u1ebfu \u0111\u1ebfn giao d\u1ecbch mua h\u00e0ng\u00a0<\/span><\/li>\n
  • S\u1ed1 ti\u1ec1n c\u1ea7n thanh to\u00e1n\u00a0<\/span><\/li>\n
  • M\u00f4 t\u1ea3 chi ti\u00eau: s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 mua v\u00e0 m\u1ee5c \u0111\u00edch chi ti\u00eau;<\/span><\/li>\n
  • Ch\u1eef k\u00fd c\u1ee7a ng\u01b0\u1eddi t\u1ea1i phi\u1ebfu chi.<\/span><\/li>\n<\/ul>\n

    Ti\u1ebfp theo, k\u1ebf to\u00e1n t\u1ea1o h\u1ed3 s\u01a1 gi\u1ea3i ng\u00e2n v\u1ec1 qu\u00e1 tr\u00ecnh gi\u1ea3i ng\u00e2n ti\u1ec1n c\u00f3 c\u00e1c th\u00f4ng tin v\u1ec1 ngu\u1ed3n ti\u1ec1n, m\u1ee5c \u0111\u00edch chi ti\u00eau trong quy tr\u00ecnh theo d\u00f5i c\u00f4ng n\u1ee3. C\u1ee5 th\u1ec3:<\/span><\/p>\n

      \n
    • Ng\u00e0y gi\u1ea3i ng\u00e2n.\u00a0<\/span><\/li>\n
    • T\u00ean v\u00e0 th\u00f4ng tin v\u1ec1 ngu\u1ed3n ti\u1ec1n\u00a0<\/span><\/li>\n
    • M\u00f4 t\u1ea3 chi ti\u00eau: th\u00f4ng tin \u0111\u01a1n v\u1ecb cung c\u1ea5p, s\u1ed1 h\u00f3a \u0111\u01a1n;<\/span><\/li>\n
    • Kho\u1ea3n ti\u1ec1n gi\u1ea3i ng\u00e2n, ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n.\u00a0<\/span><\/li>\n<\/ul>\n

      K\u1ebf to\u00e1n th\u1ef1c hi\u1ec7n ghi ch\u00e9p to\u00e0n b\u1ed9 th\u00f4ng tin li\u00ean quan \u0111\u1ebfn vi\u1ec7c chi ti\u00eau c\u1ee7a h\u1ed3 s\u01a1 gi\u1ea3i ng\u00e2n: th\u00f4ng tin giao d\u1ecbch mua h\u00e0ng, t\u00ecnh tr\u1ea1ng thanh to\u00e1n,…\u0110\u1ea3m b\u1ea3o nh\u1eefng th\u00f4ng tin tr\u00ean phi\u1ebfu chi v\u00e0 h\u1ed3 s\u01a1 gi\u1ea3i ng\u00e2n ph\u1ea3i \u0111\u01b0\u1ee3c ch\u1ee9ng b\u1edfi ng\u01b0\u1eddi c\u00f3 th\u1ea9m quy\u1ec1n.\u00a0<\/span><\/p>\n

      g. B\u01b0\u1edbc 7: Thanh to\u00e1n c\u00f4ng n\u1ee3 cho nh\u00e0 cung c\u1ea5p:<\/span><\/p>\n

      Phi\u1ebfu chi v\u00e0 h\u1ed3 s\u01a1 khi \u0111\u01b0\u1ee3c ch\u1ee9ng th\u1ef1c, k\u1ebf to\u00e1n s\u1ebd thanh to\u00e1n theo ph\u01b0\u01a1ng th\u1ee9c \u0111\u00e3 th\u1ed1ng nh\u1ea5t v\u1edbi \u0111\u01a1n v\u1ecb cung c\u1ea5p theo quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3. Sau khi \u0111\u00e3 thanh to\u00e1n, h\u00e3y th\u00f4ng b\u00e1o cho h\u1ecd vi\u1ec7c thanh to\u00e1n \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0 g\u1eedi th\u00f4ng tin c\u1ee5 th\u1ec3 v\u1ec1 giao d\u1ecbch. B\u00ean c\u1ea1nh \u0111\u00f3, ghi nh\u1eadn giao d\u1ecbch thanh to\u00e1n tr\u00ean ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a c\u00f4ng ty nh\u1eb1m d\u1ec5 d\u00e0ng theo d\u00f5i tr\u1ea1ng th\u00e1i t\u00e0i ch\u00ednh v\u00e0 t\u1ea1o b\u00e1o c\u00e1o t\u00e0i ch\u00ednh.\u00a0<\/span><\/p>\n

      h. B\u01b0\u1edbc 8: L\u01b0u tr\u1eef h\u1ed3 s\u01a1 thanh to\u00e1n c\u00f4ng n\u1ee3 theo quy trinh qu\u1ea3n l\u00fd ph\u1ea3i tr\u1ea3:<\/span><\/p>\n

      Vi\u1ec7c thanh to\u00e1n ho\u00e0n t\u1ea5t, k\u1ebf to\u00e1n s\u1ebd l\u01b0u tr\u1eef to\u00e0n b\u1ed9 ch\u1ee9ng t\u1eeb v\u00e0 h\u1ed3 s\u01a1 li\u00ean quan \u0111\u1ebfn giao d\u1ecbch g\u1ed3m: Phi\u1ebfu chi, h\u00f3a \u0111\u01a1n \u0111\u00e3 thanh to\u00e1n,…\u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng cho qu\u00e1 tr\u00ecnh ki\u1ec3m tra v\u00e0 ghi nh\u1eadn t\u00e0i ch\u00ednh trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

      4. Quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i thu cho m\u1ecdi doanh nghi\u1ec7p:<\/strong><\/h4>\n

      <\/p>\n

      a. Quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 trong doanh nghi\u1ec7p:<\/span><\/p>\n

        \n
      • B\u01b0\u1edbc 1: DN c\u1ea7n ph\u1ea3i x\u00e2y d\u1ef1ng b\u1ed9 ph\u1eadn qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 v\u00e0 ch\u00ednh s\u00e1ch chi tr\u1ea3 c\u1ee5 th\u1ec3<\/span><\/li>\n<\/ul>\n

        C\u00e1c b\u1ed9 ph\u1eadn chuy\u00ean m\u00f4n s\u1ebd s\u00e1t sao qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3, tr\u00e1nh c\u00e1c r\u1ee7i ro ph\u00e1t sinh ch\u01b0a ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c. Khi th\u1ef1c hi\u1ec7n cam k\u1ebft ph\u1ea3i ghi r\u00f5 v\u1ec1 th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, cam k\u1ebft n\u1ee3, m\u1ee9c ph\u1ea1t khi kh\u00f4ng tr\u1ea3 n\u1ee3.\u00a0<\/span><\/p>\n

          \n
        • B\u01b0\u1edbc 2: Thi\u1ebft l\u1eadp quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 v\u00e0 x\u00e2y d\u1ef1ng s\u01a1 \u0111\u1ed3 quy tr\u00ecnh thu h\u1ed3i c\u00f4ng n\u1ee3 m\u1ed9t c\u00e1ch ch\u1eb7t ch\u1ebd, s\u00e1t sao<\/span><\/li>\n<\/ul>\n

          B\u01b0\u1edbc n\u00e0y nh\u1eb1m m\u1ee5c \u0111\u00edch x\u1eed l\u00fd c\u00f4ng n\u1ee3 \u0111\u01b0\u1ee3c r\u00f5 r\u00e0ng, nhanh ch\u00f3ng, c\u00e1 nh\u00e2n n\u00e0o s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m l\u00e0m vi\u1ec7c v\u1edbi kh\u00e1ch h\u00e0ng n\u00e0o, c\u00e1c b\u01b0\u1edbc th\u1ef1c hi\u1ec7n c\u1ee5 th\u1ec3 nh\u01b0 th\u1ebf n\u00e0o.\u00a0<\/span><\/p>\n

            \n
          • B\u01b0\u1edbc 3: G\u1eedi h\u00f3a \u0111\u01a1n v\u00e0 \u0111\u1ec1 ngh\u1ecb thanh to\u00e1n cho kh\u00e1ch h\u00e0ng b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c nhanh nh\u1ea5t c\u00f3 th\u1ec3.\u00a0<\/span><\/li>\n<\/ul>\n

            Tr\u00ean \u0111\u1ec1 ngh\u1ecb thanh to\u00e1n c\u00f3 ghi r\u00f5 th\u1eddi gian kh\u00e1ch h\u00e0ng c\u1ea7n tr\u1ea3 n\u1ee3. \u0110\u00e2y l\u00e0 bi\u1ec7n ph\u00e1p t\u00e1c \u0111\u1ed9ng, nh\u1eafc nh\u1edf kh\u00e1ch h\u00e0ng \u0111\u1ec3 th\u1eddi gian thu h\u1ed3i n\u1ee3 \u0111\u01b0\u1ee3c nhanh h\u01a1n.\u00a0<\/span><\/p>\n

              \n
            • B\u01b0\u1edbc 4: Th\u01b0\u1eddng xuy\u00ean nh\u1eafc nh\u1edf kh\u00e1ch h\u00e0ng v\u1ec1 vi\u1ec7c thanh to\u00e1n c\u00f4ng n\u1ee3 n\u1ebfu ch\u1eadm k\u1ef3 h\u1ea1n.\u00a0<\/span><\/li>\n<\/ul>\n

              Khi s\u1eafp \u0111\u1ebfn th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 th\u00ec g\u1eedi email ho\u1eb7c g\u1ecdi \u0111i\u1ec7n nh\u1eafc nh\u1edf kh\u00e1ch h\u00e0ng v\u1ec1 vi\u1ec7c tr\u1ea3 n\u1ee3. Tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft th\u00ec h\u1eb9n g\u1eb7p tr\u1ef1c ti\u1ebfp trao \u0111\u1ed5i v\u1ec1 vi\u1ec7c tr\u1ea3 n\u1ee3.\u00a0<\/span><\/p>\n

              b. Quy tr\u00ecnh thu h\u1ed3i c\u00f4ng n\u1ee3:<\/span><\/p>\n

                \n
              • X\u00e1c \u0111\u1ecbnh m\u1ed7i kh\u00e1ch h\u00e0ng th\u00ec c\u1ea7n ph\u1ea3i thu kho\u1ea3n thu t\u1ed1i thi\u1ec3u l\u00e0 bao nhi\u00eau.\u00a0<\/span><\/li>\n<\/ul>\n

                \u0110\u00e2y l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean khi ti\u1ebfn h\u00e0nh thu h\u1ed3i c\u00f4ng n\u1ee3, k\u1ebf to\u00e1n doanh nghi\u1ec7p c\u1ea7n ph\u00e2n t\u00edch ng\u00e2n s\u00e1ch k\u1ef9 \u0111\u1ec3 xem c\u1ea7n ph\u1ea3i thu h\u1ed3i c\u00f4ng n\u1ee3 v\u1edbi s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u bao nhi\u00eau m\u1edbi \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a doanh nghi\u1ec7p. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap cho doanh nghi\u1ec7p t\u00ednh to\u00e1n \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng thu h\u1ed3i n\u1ee3.\u00a0<\/span><\/p>\n

                  \n
                • Ph\u00e2n lo\u1ea1i th\u00e0nh c\u00e1c nh\u00f3m n\u1ee3 kh\u00e1c nhau:<\/span><\/li>\n<\/ul>\n

                  Trong c\u00e1c kh\u00e1ch n\u1ee3 th\u00ec c\u00f3 nhi\u1ec1u nh\u00f3m n\u1ee3 kh\u00e1c nhau nh\u01b0 n\u1ee3 d\u00e0i h\u1ea1n, n\u1ee3 ng\u1eafn h\u1ea1n, c\u00e1c kho\u1ea3n n\u1ee3 kh\u00f3 \u0111\u00f2i. Ph\u01b0\u01a1ng th\u1ee9c thu h\u1ed3i n\u1ee3 c\u1ea7n linh ho\u1ea1t, m\u1ec1m d\u1ebbo h\u01a1n \u0111\u1ec3 duy tr\u00ec \u0111\u01b0\u1ee3c m\u1ed1i quan h\u1ec7 v\u1eeba thu h\u1ed3i \u0111\u01b0\u1ee3c n\u1ee3.\u00a0<\/span><\/p>\n

                    \n
                  • Xem x\u00e9t \u0111\u1ec3 ch\u1ecdn ng\u01b0\u1eddi thu h\u1ed3i n\u1ee3 th\u00edch h\u1ee3p.\u00a0<\/span><\/li>\n<\/ul>\n

                    DN c\u1ea7n l\u1ef1a ch\u1ecdn ng\u01b0\u1eddi th\u00edch h\u1ee3p, c\u00f3 kh\u1ea3 n\u0103ng thuy\u1ebft ph\u1ee5c kh\u00e1ch h\u00e0ng, c\u00f3 th\u1ec3 tr\u1ef1c ti\u1ebfp l\u00e0m vi\u1ec7c, c\u00f3 m\u1ed1i quan h\u1ec7 t\u1ed1t v\u1edbi kh\u00e1ch h\u00e0ng. T\u00f9y theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p th\u00ec l\u1ef1a ch\u1ecdn ng\u01b0\u1eddi ph\u00f9 h\u1ee3p.\u00a0<\/span><\/p>\n

                      \n
                    • Nh\u1eafc nh\u1edf, th\u00f4ng b\u00e1o cho kh\u00e1ch h\u00e0ng v\u1ec1 th\u1eddi h\u1ea1n kho\u1ea3n n\u1ee3.\u00a0<\/span><\/li>\n<\/ul>\n

                      Khi s\u1eafp \u0111\u1ebfn th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 kho\u1ea3ng 10 ng\u00e0y n\u00ean nh\u1eafc nh\u1edf kh\u00e1ch h\u00e0ng v\u1ec1 vi\u1ec7c tr\u1ea3 n\u1ee3 c\u00f3 th\u1ec3 qua email, \u0111i\u1ec7n tho\u1ea1i, ho\u1eb7c l\u00e0 h\u1eb9n g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp n\u1ebfu c\u1ea7n thi\u1ebft v\u00e0 kh\u00e1ch h\u00e0ng quan tr\u1ecdng.\u00a0<\/span><\/p>\n

                        \n
                      • \u0110\u00e0m ph\u00e1n v\u1edbi kh\u00e1ch n\u1ee3 v\u1ec1 vi\u1ec7c tr\u1ea3 n\u1ee3.\u00a0<\/span><\/li>\n<\/ul>\n

                        C\u1ea7n ph\u1ea3i kh\u00e9o l\u00e9o trong c\u00e1ch giao ti\u1ebfp, \u1ee9ng x\u1eed, c\u00f3 khi c\u1ee9ng r\u1eafn ki\u00ean quy\u1ebft nh\u01b0ng l\u00fac l\u1ea1i m\u1ec1m d\u1ebbo \u0111\u00e0m ph\u00e1n v\u1edbi kh\u00e1ch h\u00e0ng.\u00a0<\/span><\/p>\n

                          \n
                        • N\u1ebfu kh\u00f4ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c th\u00ec kh\u1edfi ki\u1ec7n ra t\u00f2a \u00e1n.\u00a0<\/span><\/li>\n<\/ul>\n

                          \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p cu\u1ed1i c\u00f9ng khi d\u00f9ng nhi\u1ec1u c\u00e1ch \u0111\u00f2i n\u1ee3 kh\u00e1c nh\u01b0ng kh\u00f4ng \u0111\u00f2i \u0111\u01b0\u1ee3c n\u1ee3. Th\u1ef1c t\u1ebf gi\u1ea3i ph\u00e1p kh\u1edfi ki\u1ec7n ra t\u00f2a m\u1ea5t kh\u00e1 nhi\u1ec1u th\u1eddi gian v\u00e0 c\u00f4ng s\u1ee9c v\u1eady n\u00ean t\u1ed1t nh\u1ea5t l\u00e0 kh\u00e9o l\u00e9o \u0111\u00e0m ph\u00e1n v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 thu h\u1ed3i n\u1ee3.\u00a0<\/span><\/p>\n

                            \n
                          • Khi quy\u1ebft \u0111\u1ecbnh cho kh\u00e1ch h\u00e0ng n\u1ee3 c\u1ea7n ph\u1ea3i c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng.\u00a0<\/span><\/li>\n<\/ul>\n

                            Khi quy\u1ebft \u0111\u1ecbnh cho kh\u00e1ch h\u00e0ng n\u1ee3 c\u1ea7n ph\u1ea3i xem x\u00e9t tr\u00ean c\u00e1c ti\u00eau ch\u00ed v\u1ec1 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3, m\u1ee9c v\u1ed1n, uy t\u00edn c\u1ee7a kh\u00e1ch h\u00e0ng, kh\u00e1ch h\u00e0ng c\u00f2n n\u1ee3 nh\u1eefng n\u01a1i kh\u00e1c kh\u00f4ng. T\u1eeb \u0111\u00f3 quy\u1ebft \u0111\u1ecbnh n\u00ean cho kh\u00e1ch h\u00e0ng n\u1ee3 \u1edf m\u1ee9c n\u00e0o, th\u1eddi gian tr\u1ea3 n\u1ee3 bao l\u00e2u \u0111\u1ec3 h\u1ea1n ch\u1ebf \u00edt nh\u1ea5t r\u1ee7i ro cho doanh nghi\u1ec7p.<\/span><\/p>\n

                            C\u00e1ch qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 hi\u1ec7u qu\u1ea3 tr\u00ean ph\u1ea7n m\u1ec1m k\u1ebf to\u00e1n FTS:<\/span><\/em><\/p>\n

                            a. Qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i thu:<\/span><\/p>\n

                            \"\"<\/p>\n

                              \n
                            • L\u1eadp h\u00f3a \u0111\u01a1n b\u00e1n h\u00e0ng tr\u1ef1c ti\u1ebfp ho\u1eb7c l\u1eadp t\u1eeb ph\u00e2n h\u1ec7 b\u00e1n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng n\u1ee3 ph\u1ea3i thu kh\u00e1c (d\u1ecbch v\u1ee5)<\/span><\/li>\n
                            • Thanh to\u00e1n c\u00f4ng n\u1ee3 b\u00e1n h\u00e0ng, cung c\u1ea5p d\u1ecbch v\u1ee5. Theo d\u00f5i thanh to\u00e1n cho t\u1eebng kh\u00e1ch h\u00e0ng, chi ti\u1ebft cho t\u1eebng h\u00f3a \u0111\u01a1n, t\u1eebng h\u1ee3p \u0111\u1ed3ng, \u0111\u01a1n h\u00e0ng. Th\u1ef1c hi\u1ec7n \u0111\u1ed1i tr\u1eeb c\u00f4ng n\u1ee3 cho t\u1eebng l\u1ea7n thanh to\u00e1n.\u00a0<\/span><\/li>\n
                            • L\u1eadp bi\u00ean b\u1ea3n \u0111\u1ed1i chi\u1ebfu c\u00f4ng n\u1ee3.\u00a0<\/span><\/li>\n
                            • Khai th\u00e1c c\u00e1c b\u00e1o c\u00e1o theo d\u00f5i t\u00ecnh h\u00ecnh thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng, b\u00e1o c\u00e1o tu\u1ed5i n\u1ee3 theo ng\u00e0y ph\u00e1t sinh, b\u00e1o c\u00e1o c\u00f4ng n\u1ee3 theo t\u1eebng h\u1ee3p \u0111\u1ed3ng, \u0111\u01a1n h\u00e0ng.\u00a0<\/span><\/li>\n<\/ul>\n

                              b. Qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 ph\u1ea3i tr\u1ea3:<\/span><\/p>\n

                              \"\"<\/p>\n

                                \n
                              • L\u1eadp c\u00e1c h\u00f3a \u0111\u01a1n mua h\u00e0ng tr\u1ef1c ti\u1ebfp ho\u1eb7c l\u1eadp t\u1eeb ph\u00e2n h\u1ec7 mua h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng n\u1ee3 ph\u1ea3i tr\u1ea3 kh\u00e1c.\u00a0<\/span><\/li>\n
                              • Thanh to\u00e1n c\u00f4ng n\u1ee3 mua h\u00e0ng, cung c\u1ea5p d\u1ecbch v\u1ee5. Theo d\u00f5i thanh to\u00e1n cho t\u1eebng nh\u00e0 cung c\u1ea5p, chi ti\u1ebft cho t\u1eebng h\u00f3a \u0111\u01a1n, t\u1eebng h\u1ee3p \u0111\u1ed3ng, \u0111\u01a1n h\u00e0ng. Th\u1ef1c hi\u1ec7n \u0111\u1ed1i tr\u1eeb c\u00f4ng n\u1ee3 cho t\u1eebng l\u1ea7n thanh to\u00e1n.\u00a0<\/span><\/li>\n
                              • L\u1eadp bi\u00ean b\u1ea3n \u0111\u1ed1i chi\u1ebfu c\u00f4ng n\u1ee3.\u00a0<\/span><\/li>\n
                              • Khai th\u00e1c c\u00e1c b\u00e1o c\u00e1o theo d\u00f5i t\u00ecnh h\u00ecnh thanh to\u00e1n cho nh\u00e0 cung c\u1ea5p, b\u00e1o c\u00e1o tu\u1ed5i n\u1ee3 theo ng\u00e0y ph\u00e1t sinh, b\u00e1o c\u00e1o c\u00f4ng n\u1ee3 theo t\u1eebng h\u1ee3p \u0111\u1ed3ng, \u0111\u01a1n h\u00e0ng.<\/span><\/li>\n<\/ul>\n

                                \u0110\u0103ng k\u00fd \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 nhanh nh\u1ea5t nh\u00e9!<\/p>\n

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                                  L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 \u0111\u01b0\u1ee3c t\u1ed1i \u01b0u l\u00e0 c\u00e2u h\u1ecfi \u0111\u01b0\u1ee3c c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb v\u00e0 k\u1ebf to\u00e1n \u0111\u1eb7c bi\u1ec7t quan t\u00e2m. Vi\u1ec7c b\u00e1n h\u00e0ng cho kh\u00e1ch h\u00e0ng n\u1ee3 ti\u1ec1n c\u00f3 th\u1ec3 ti\u1ec1m \u1ea9n c\u00e1c r\u1ee7i ro d\u1eabn \u0111\u1ebfn c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u v\u00e0 vi\u1ec7c thu h\u1ed3i g\u1eb7p nhi\u1ec1u kh\u00f3 […]<\/p>\n","protected":false},"featured_media":0,"template":"","article_category":[],"class_list":["post-9169","article","type-article","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article\/9169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/types\/article"}],"wp:attachment":[{"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/media?parent=9169"}],"wp:term":[{"taxonomy":"article_category","embeddable":true,"href":"https:\/\/fts.com.vn\/en\/wp-json\/wp\/v2\/article_category?post=9169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}